With lower down payment requirements and more lenient credit guidelines, FHA loans from JP Lending help open the door to homeownership for people who may not qualify for a conventional mortgage. For more information about our financial services, feel free to contact us and speak with a knowledgeable mortgage broker.
FHA loans offered by JP Lending require only a 3.5% down payment if your credit score is 580 or higher—making it easier to buy a home without waiting years to save up. For more information about our financial services, feel free to contact us and speak with a mortgage broker.
Have less-than-perfect credit? At JP Lending, our financial services include FHA loans that allow credit scores as low as 500 with a 10% down payment. These loans are often more forgiving of past financial hardships like bankruptcies or short sales. If you have questions, feel free to contact us to speak with a knowledgeable mortgage broker.
FHA loans are tailored to address real-world challenges, allowing borrowers to qualify even if they don’t appear perfect on paper. With features like lower income limits and higher debt-to-income ratios, these loans are accessible. For more information on how JP Lending can assist you through our financial services, feel free to contact us to connect with a knowledgeable mortgage broker.
Need help with your down payment or closing costs? At JP Lending, our financial services include FHA loans that allow gift funds from family, friends, or assistance programs. This makes it easier to get into a home with the expertise of a mortgage broker. If you have questions, feel free to contact us.
If interest rates rise in the future, your FHA loan can be assumed by a qualified buyer. This feature can make your home more attractive when it’s time to sell. For more information about how this impacts your mortgage or to discuss your options with a knowledgeable mortgage broker, contact us at JP Lending to explore our financial services.
Since FHA loans are insured by the federal government, lenders, like those at JP Lending, may offer more favorable terms. This is especially beneficial for borrowers with non-traditional financial profiles. If you're interested in exploring these options further, feel free to contact us for personalized financial services or to connect with a knowledgeable mortgage broker.
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For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. E Mortgage Capital, Inc. d/b/a E Mortgage Capital, NMLS# 1416824. Equal Housing Lender. NMLS consumer access E Mortgage Capital corporate office: 18071 Fitch #200, Irvine, CA 92614
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